DIY: Bathtime Bliss with Colorful Shaving Cream Paint!

	DIY: Bathtime Bliss with Colorful Shaving Cream Paint! Source: thekrazycouponlady.com Summer days linger and kids know vacation will soon be over. They like to milk every minute of summer sunlight

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Two New Reach Coupons—Floss, Only $0.47 at Walmart!

	Two New Reach Coupons—Floss, Only $0.47 at Walmart! Source: thekrazycouponlady.com The universe must be trying to tell me something today! First, we had three new Listerine coupons, and now we have two new Reach coupons! My mouth better be sparkling with all the savings we're getting on oral hygiene! Print your coupons now and head to Walmart where you can grab floss for just $0.47.

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Target Weekly Matchups: July 29 – August 4, 2012

	Target Weekly Matchups: July 29 – August 4, 2012 Source: frugallythrifty.net Target Weekly Matchups: July 29 – August 4, 2012 ~ Target Back to School Deals ~ Backpacks – $37.00 $3/1 Embark Backpack Target printable $10/2 Jansport Backpack Target printable As low as ...

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Staples Coupon Deals: Week of 7/29

Back to school savings!!!
	Staples Coupon Deals: Week of 7/29 Source: thekrazycouponlady.com  Here are the deals happening this week at Staples! These prices are valid from 7/29 - 8/4. There are some great back-to-school items you won't want to miss! Happy "Stapling!"Staples has a Reward Program that gives you money back on the items most people use frequently

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Free Clean & Clear Morning Burst Facial Scrub at Target!

Free Clean & Clear Morning Burst Facial Scrub at Target!
	Free Clean & Clear Morning Burst Facial Scrub at Target! Source: thekrazycouponlady.com Woohoo! We have another freebie for you today! Hurry to print a $1.00 coupon, good on any Clean & Clear product. The coupon has no size restrictions, so you'll be able to pick up a travel-size Morning Burst Facial Scrub at Target for free!

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FREE Kindle Book ~ Smart School Time Recipes

I wanted to share this with you. Thought you might enjoy it:

http://www.frugallythrifty.net/free-kindle-book-smart-school-time-recipes/

Uniball Coupon ~ $0.75 off 1 + Upcoming Walgreens Deal

I wanted to share this with you. Thought you might enjoy it:

http://www.frugallythrifty.net/uniball-coupon-0-75-off-1-upcoming-walgreens-deal/

Peg Perego Recalls 223,000 Strollers

From Huffington Post: http://www.huffingtonpost.com/2012/07/24/peg-perego-recall-strollers_n_1698909.html

$7.7 Billion Spent on Clothing, $2.4 billion on Books in August 2011.

As July winds down and back-to-school panic sets in we thought we'd share some fun statistics shared with us by the U.S. Census Bureau:

Back-to-School Shopping

$7.7 billion 
The amount of money spent at family clothing stores in August 2011. Only in November and December were sales higher. Similarly, sales at book stores in August 2011 totaled $2.4 billion, the strongest sales month of the year.
Source: U.S. Census Bureau, Monthly Retail Trade and Food Services

For back-to-school shopping, choices of retail establishments abound: In 2009, there were 28,520 family clothing stores, 7,092 children and infants clothing stores, 26,651 shoe stores, 8,945 office supply and stationery stores, 21,628 sporting goods stores, 9,390 bookstores and 8,663 department stores.
Source: U.S. Census Bureau, County Business Patterns: 2009

Students

79 millionThe number of children and adults enrolled in school throughout the country in October 2010 — from nursery school to college. They comprised 27 percent of the entire population age 3 and older.
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 1

Pre-K through 12 Enrollment

72%
Percentage of children 3 to 6 enrolled in kindergarten who attended all day, as of October 2010.
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 3

24%
Percentage of elementary through high school students who had at least one foreign-born parent inOctober 2010.
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 1 

27%
Percentage of students ages 12 to 17 who were in a gifted class in 2009. 
Source: U.S. Census Bureau, A Child's Day: 2009 (Selected Indicators of Child Well-Being), Table D18

70%
Percentage of 6- to 17-year-olds who were highly engaged in school (children reported as liking school, being interested in school and working hard in school) in 2009. 
Source: U.S. Census Bureau, A Child's Day: 2009 (Selected Indicators of Child Well-Being); Table D27

Languages

11.8 million
Number of school-age children (5 to 17) who spoke a language other than English at home in 2010; 8.5 million of these children spoke Spanish at home.
Source: U.S. Census Bureau, 2010 American Community Survey 

Colleges

16%
Percentage of all college students 35 and older in October 2010. They made up 34 percent of those attending school part time.
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 5

41%
Percentage of 18- to 24-year-olds enrolled in college in 2010.
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 1

56%
Percent of college students who were women in 2010 (includes both undergraduate and graduate students).
Source: U.S. Census Bureau, School Enrollment – Social and Economic Characteristics of Students:October 2010, Table 1 

Rewards of Staying in School

$74,000 
Median earnings of full-time, year-round workers with an advanced degree in 2009.  Workers whose highest degree was a bachelor's had median earnings of $56,000.  Median earnings for full-time, year-round workers with a high school diploma was $33,000, while workers with less than high school diploma had $25,000 median earnings.
Source: Educational Attainment in the United States: 2009 

Note: The preceding data were collected from a variety of sources and may be subject to sampling variability and other sources of error. 

SOURCE U.S. Census Bureau

Free Tea Today

Social Media Agency Room 214 Outlines Latest Social Media Trends

Social Media Agency Room 214 Outlines Latest Social Media Trends

God Bless Willis Carrier

With the temperature on my iPhone telling me it is over 100 degrees outside today, I thank goodness for Willis Carrier.   He patented what he called an "apparatus for treating air" in 1906.  His idea has fundamentally changed the way most Americans live, work and play.  Air-conditioning did not come into widespread use until following World War II.  Even by 1960, only 12 percent of homes in the U.S. were equipped.  Today, two-thirds of houses in the U.S. have central air- conditioning and another one-fifth have window units. Source: 


U.S. Census Bureau: Measuring America—People, Places, and Our Economy.

KARK: Low Interest Rates Attract Interest Of First Time Buyers

Good news!!!
	Low Interest Rates Attract Interest Of First Time Buyers Source: arkansasmatters.com The real estate business is making a come back. After seeing a steady increase all year, the numbers for June show some of the highest increases yet.

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Target: Market Pantry Fruit Snacks, Only $0.69

Market Pantry Fruit Snacks, Only $0.69 at Target!
	Market Pantry Fruit Snacks, Only $0.69 at Target! Source: thekrazycouponlady.com Fruit snacks are a kid favorite, since they're pretty much pure sugar! They're also a mom favorite, since they aren't super messy. Just don't let your kids squish them into the floors mats in your car. You'll be looking at those fruit snacks until your kids are teenagers, or until you sell the car--whichever comes first!

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Arkansas Realtors Release May, June Home Sales

According to a news release distributed by the Arkansas Realtors Association today, Arkansas Realtors® had a "generally positive May and June."  According to the report, the number of homes sold in Arkansas in May increased by 7 percent over a year ago while the average price of those homes sold rose by 13 percent. In June the number of homes sold in Arkansas rose by less than 1 percent over a year ago and the average price of those homes rose by over 8 percent. The average price of the homes sold in the 43 county area surveyed by the Association increased from $138,403 in May 2011 to $157,362 in May 2012 $148,052 in June 2011 to $160,980 in June 2012. Here are links to pdf versions of the May and June reports.  In our humble opinion, these reports are great news for sellers and for Arkansas home owners as a whole.  Statewide all numbers are up, up, up and that is fantastic news heading in the typically slower fall and winter seasons. For information on national numbers from the National Association of REALTORS®, please visit http://www.realtor.org.

Many Families Struggle To Make Ends Meet, But Those With A Financial Plan Feel And Do Better

The recent recession has left many American families struggling to make ends meet and to save for the future, according to a 60-page report released by Consumer Federation of America (CFA) and Certified Financial Planner Board of Standards, Inc. (CFP Board). At the same time, the survey shows that those who have prepared a personal financial plan feel more confident and report more success managing money, savings and investments than those who have not.

Nearly two-fifths (38%) of the 1,508 household financial decision-makers surveyed said they live paycheck to paycheck, while less than one-third (30%) indicated they felt comfortable financially and only about one-third (34%) think they can afford to retire by age 65. The survey was conducted by Princeton Survey Research Associates International (PSRAI).

Yet, according to several measures of financial well-being, those with a financial plan report faring better than those without one:

• By a margin of 50 percent to 32 percent, and for all but the lowest income bracket (under $25,000) where few have a comprehensive plan, planners are more likely to feel they are on pace to meet all of their financial goals, such as saving for retirement or for emergencies;
• By an even larger margin of 52 percent to 30 percent, and across all income brackets, planners are more likely to feel "very confident" about managing money, savings and investments;
• By a margin of 48 percent to 22 percent, planners are more likely to describe themselves as living comfortably; in addition, as many planners in the $50,000-$99,999 income bracket say that they live comfortably as non-planners in the $100,000 and above bracket;
• For those in these two highest income brackets, planners report saving a higher percentage of income and having built greater wealth than non-planners. For example, planners with incomes$50,000-$99,999 are more likely to report they save 10 percent or more of their income (57% vs. 39%) and to have accumulated at least $100,000 in investments (37% vs. 19%);
• For those in the two lowest income brackets, planners with credit cards report being much more likely to pay credit card bills in full. That is true both for those in the $25,000-$49,999 income bracket – 46 percent for planners and 26 percent for non-planners – and for those with incomes under $25,000 – 41 percent for planners and 16 percent for non-planners; and
• Only 31 percent of respondents said they had a comprehensive financial plan, while about two-thirds (65%) indicated they follow a plan for at least one of their savings goals.

"Our survey clearly shows that having a personal financial plan helps both rich and poor achieve their financial goals," said Stephen Brobeck, CFA's Executive Director. "Having a financial plan increases one's confidence and effectiveness in managing, borrowing and saving money."

How Household Financial Conditions and Planning Habits Compare Between 1997 and 2012

The CFA-CFP Board survey utilized a number of questions asked by a 1997 CFA-NationsBank survey also developed with and administered by PSRAI.  This made possible a comparison of consumer attitudes and habits in a year, 1997, when unemployment was lower and consumers were more optimistic, with attitudes and habits in the aftermath of the worst recession since the Great Depression.

• In 1997, only 31 percent said they lived paycheck to paycheck compared to 38 percent this year, while the percentage who indicated they felt comfortable financially has fallen from 38 percent in 1997 to 30 percent in 2012.
• In 1997, only 38 percent felt behind in saving for retirement compared to 51 percent this year.
• In 1997, half (50%) said they thought they could retire by age 65 compared to only 34 percent this year.
• In 1997, more families with college-bound children were saving for higher education (56%) compared to this year (48%).
• However, the proportion of those who say they have a retirement investment plan in place is about the same (51% in 1997 and 49% this year).

The 2012 survey also revealed that slightly more than half of respondents said "it's hard for me to know who to trust for financial advice" (55%), "to me investing seems complicated" (52%), and "I'm worried about losing my money if I invest it" (55%), a significant increase from the 45 percent who expressed this worry in 1997.  However, these findings are not especially surprising in light of the financial crisis and its aftermath.

Added Kevin R. Keller, CEO of CFP Board: "Consumers understandably are more nervous about investing their money given recent revelations about financial fraud, manipulation and abuse of clients. This doesn't mean that people shouldn't create a financial plan and be prepared. We encourage consumers to do their homework and find a financial professional who always puts the clients' best interests first and abides by a fiduciary standard of care."

Both CFA and CFP Board recommend that consumers start by assessing their own financial condition and develop a plan. One useful tool is the website LetsMakeaPlan.org, where interested consumers can learn more about preparing a financial plan, including working with a Certified Financial Planner™ professional.

About the Survey MethodologyCFA and CFP Board developed the survey instrument with PSRAI, which administered the survey to a representative sample of 1,508 financial decision-makers nationwide via landline or cell phones. Interviews were conducted from May 7-20, 2012 and the margin of sampling error on the total sample at the 95 percent level of confidence is plus or minus three percentage points. Only statistically significant differences at the 95 percent level of confidence are included in the companion report and this release.

The full survey report and detailed results can be found at consumerfed.org or cfp.net.  A description of the survey methodology and a questionnaire with complete survey results are included in the report appendix following detailed findings.

About the Consumer Federation of AmericaThe Consumer Federation of America is a non-profit association of some 280 national, state, and local pro-consumer organizations founded in 1968 to promote the consumer interest through research, education and advocacy. www.consumerfed.org

About CFP BoardThe mission of Certified Financial Planner Board of Standards, Inc. is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for competent and ethical personal financial planning. The Board of Directors, in furthering CFP Board's mission, acts on behalf of the public, CFP® certificants and other stakeholders. CFP Board owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. CFP Board currently authorizes more than 66,000 individuals to use these marks in the United States.   www.cfp.net

Outlet Specials from Willow House This Week

Check out this week's outlet deals from Willow House.  Then order online or by emailing.

Goodwill Offers Two New Donation Centers in West Little Rock

Good stuff
	Goodwill Offers Two New Donation Centers in West Little Rock Source: inarkansas.com Bring gently used clothes, shoes, toys, books, furniture, computers, printers, cell phones and more to Goodwill's two new attended donation centers in west Little Rock.

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Rare, New Bread Coupon—Save $0.55 on Nature’s Own Buns or Rolls!

Rare, New Bread Coupon—Save $0.55 on Nature's Own Buns or Rolls!
	Rare, New Bread Coupon—Save $0.55 on Nature's Own Buns or Rolls! Source: thekrazycouponlady.com

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Mossimo Camis, Only $2.00 at Target!

Mossimo Camis, Only $2.00 at Target!
	Mossimo Camis, Only $2.00 at Target! Source: thekrazycouponlady.com

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A False Housing Recovery or for Real This Time?

A False Housing Recovery or for Real This Time?
	A False Housing Recovery or for Real This Time? Source: realtormag.realtor.org Deutsche Bank says that there have been seven false recoveries with the housing market in the last six years. Will this one stick?

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Versatile Can: Foods to Make from Cheap Refrigerated Biscuits

Versatile Can: Foods to Make from Cheap Refrigerated Biscuits
	Versatile Can: Foods to Make from Cheap Refrigerated Biscuits Source: thekrazycouponlady.com Canned biscuits are a cheap refrigerator staple. Since coupons are frequently available for this product, many a Krazy Couponer has an abundance of these tubes. And while the shelf life is usually several months, even hungry kids can tire of eating these if prepared in their traditional method: oven baked and spread with jam. These little refrigerated cans are so much more versatile than the packaging suggests. We will give some tips for getting refrigerated biscuits for not much, well, dough. A...

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Free Yarnell's Ice Cream Sandwiches in Little Rock Sunday

Free Yarnell's Ice Cream Sandwiches in Little Rock Sunday

---

Story posted 2012.07.13 at 04:09 PM CDT

Yarnell's Ice Cream is giving away ice cream sandwiches at two locations in Little Rock on Sunday to celebrate National Ice Cream Day.

Encouraged by the excitement generated surrounding its comeback, Yarnell's wants to celebrate the day with central Arkansans at popular summer venues. Scoop, Yarnell's mascot, will make appearances to surprise fans with the treats.

The giveaways will take place as follows:

11 a.m.-1 p.m. Little Rock Zoo (1 Jonesboro Dr.) 2-3:30 p.m. Museum of Discovery (500 President Clinton Ave.) July is National Ice Cream month, and Sunday, July 15, is National Ice Cream Day. They were designated as such by President Ronald Reagan in 1984. In the proclamation, President Reagan called for all people of the United States to observe these events with "appropriate ceremonies and activities."

Additional fun facts from International Dairy Foods Association:

Nearly 9 percent of all the milk produced by U.S. dairy farmers is used to produce ice cream. Approximately 1.53 billion gallons of ice cream and related frozen desserts were produced in the United States in 2011. The central region of the United States led production of ice cream and related frozen products, producing 726 million gallons in 2011.\ Vanilla remains the most popular flavor among American consumers, followed by chocolate, cookies and cream, strawberry, and chocolate chip mint. Each American consumes a yearly average of 23.2 quarts of ice cream and related frozen desserts.

Story posted 2012.07.13 at 04:09 PM CDT

What Do Home Buyers Want Today?

What Do Home Buyers Want Today?

And the Mortgage Rate Streak Continues!

Record-reaching rates have practically become a weekly mainstay the last few weeks for 30-year and 15-year fixed-rate mortgages. For the past 16 weeks, the 30-year fixed-rate mortgage alone has averaged below 4 percent, increasing affordability by cheapening the costs of borrowing.

In its weekly mortgage market survey, Freddie Mac reports that average fixed-rate mortgages continue to reach all-time record lows from easing bond yields and a dismal June employment report.

Here’s a closer look at rates for the week ending July 12:

30-year fixed-rate mortgages: averaged a new low of 3.56 percent, with an average 0.7 point, down from last week’s previous record of 3.62 percent. A year ago at this time, 30-year rates averaged 4.51 percent.
15-year fixed-rate mortgages: averaged a new record of 2.86 percent, with an average 0.7 point, dropping from last week’s previous record of 2.89 percent. The 15-year fixed-rate mortgage has been below 3 percent for the last seven weeks. Last year at this time, 15-year rates averaged 3.65 percent.
5-year adjustable-rate mortgages: averaged 2.74 percent, with an average 0.6 point, dropping from last week’s 2.79 percent average. Last year at this time, 5-year ARMs averaged 3.29 percent.
1-year ARMs: averaged 2.69 percent, with an average 0.4 point, up slightly from last year’s 2.68 percent average. A year ago at this time, 1-year ARMs averaged 2.95 percent.
Source: Freddie Mac

Cheap Listerine, Free Blood Glucose Monitor and More at Walgreens, Starting 7/15!

Cheap Listerine, Free Blood Glucose Monitor and More at Walgreens, Starting 7/15!
	Cheap Listerine, Free Blood Glucose Monitor and More at Walgreens, Starting 7/15! Source: thekrazycouponlady.com

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May 2012 Housing Report for Arkansas

Thanks to the City Wire for the May housing report for Arkansas. Check it out at http://thecitywire.com/node/22579#.T__5YYl5mc0

TripAdvisor Beach And Pool Etiquette Survey Reveals Travelers' Waterside Code Of Conduct

Americans Name Blasting Loud Music and "Chair Hogging" the Top Beach and Pool Misdemeanors

NEWTON, Mass., July 12, 2012 /PRNewswire/ --  TripAdvisor ^® , the world's largest travel site*, today announced the results of its annual beach and pool etiquette survey of more than 1,400 U.S. travelers, revealing that 83 percent of respondents believe people often violate some form of beach or pool etiquette, up from 74 percent in 2011. Thirty-one percent have asked a stranger to stop behaving rudely at the beach or pool, up from 26 percent last year.

To view the multimedia assets associated with this release, please click:http://www.multivu.com/mnr/49270-tripadvisor-beach-and-pool-etiquette-survey

Most Annoying Abuses of Beach and Pool Etiquette:

Top Beach Violations	Top Pool Violations
1.      Blasting loud music (18%)	1.      Pool chair hogging (29%)
2.      People not picking up after their dogs (11%)	2.      Blasting loud music (11%)
3.       Beach chair hogging (9%)	3.      Smoking (10%)

 "Reserving" Chairs: an Unwelcome Practice

• 84 percent get agitated when others save beach or pool chairs by leaving belongings on them.
• 37 percent maintain there should be a 30-minute limit on seating being saved, while a further 30 percent will tolerate up to one hour – and just 14 percent think chair hogging for any longer than that is acceptable.
• 19 percent maintain that saving chairs should not be allowed for any time period.

 Personal Space on the Sand

• The closest acceptable distance to sit next to another stranger at a crowded beach is three feet, according to 27 percent – while a further 26 percent set a boundary of six feet, and 15 percent say four feet meets their comfort levels.
• On non-crowded sands, 34 percent consider 20 feet to be the closest acceptable distance to sit next to a fellow beach-goer, while 24 percent say seven to ten feet is appropriate, and 18 percent say 11 to 14 feet.

Top Restricted Beach and Pool Zones Travelers Wish for:

Designated Beach Areas	Designated Pool Areas
1.      Pet-free areas (55%)	1.      Child-free areas (68%)
2.      Child-free areas (47%)	2.      Mobile device-free areas (29%)
3.      Clothing-optional areas (29%)	3.      Clothing-optional areas (15%)

Travelers Oppose Waterside Smoking and Shower-Skipping

• 89 percent think smoking at the pool should be prohibited.
• 69 percent think that smoking at the beach should not be allowed.
• 35 percent consider it a breach of etiquette not to rinse off before entering the pool – although 80 percent confess to not always doing so.

"Poor form at the beach and pool can cast a dark cloud over an otherwise sunny experience," saidBrooke Ferencsik, director of communications at TripAdvisor. "As Americans flock waterside with temperatures on the rise, it's important to have respect for our fellow bathers and remember when it comes to fun in the sun, we're all in it together."

About TripAdvisor 
TripAdvisor^® is the world's largest travel site, enabling travelers to plan and have the perfect trip. TripAdvisor offers trusted advice from real travelers and a wide variety of travel choices and planning features with seamless links to booking tools. TripAdvisor-branded sites make up the largest travel community in the world, with more than 56 million unique monthly visitors*, and over 60 million reviews and opinions. The sites operate in 30 countries worldwide, including China under daodao.com . TripAdvisor also includes TripAdvisor for Business, a dedicated division that provides the tourism industry access to TripAdvisor's millions of monthly visitors.

Cascade 26-pks for $2.00 at Wal Mart

Lucked out big time today at Wal-Mart.  Had gone in to see if I could use my Cascade $1 coupons on the 3 pacs (I couldn't).  As always, while I was there I checked on the clearance aisle where I found tons of 26 count pks of Cascade Action Paks for $3.00.  Using my coupon that made it $2.00/26 pk.  Cha-Ching!

FREE Starbucks Refreshers Tomorrow

Love these!!!
	FREE Starbucks Refreshers – July 13th! Source: frugalcouponliving.com Get a Free Starbucks Refresher drink on July 13th.

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Skinny Cow Chocolates, Only $0.30 at Walgreens!

Great product and awesome deal.
	Skinny Cow Chocolates, Only $0.30 at Walgreens! Source: thekrazycouponlady.com If you still have some of your Skinny Cow coupons from the April 29th Smart Source insert, now is a great time to use them at Walgreens! They are on sale for just $0.59. These are very tasty little treats, and I don’t feel quite so guilty eating them! Buy 2 Skinny Cow Chocolate Candy Singles $0.59, sale price Use one B1G1 Skinny Cow Chocolate Candy Singles, up to $0.99 from SS 4/29 (exp 7/31) Final Price: $0.30 each when you buy 2

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Tyson Grilled Chicken Strips just $1.40 at Walmart + Recipe!

Tyson Grilled Chicken Strips just $1.40 at Walmart + Recipe!
	Tyson Grilled Chicken Strips just $1.40 at Walmart + Recipe! Source: frugalcouponliving.com Tyson Grilled Chicken Strips just $1.40 at Walmart Recipe!

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Home Prices Continue to Move Higher, No Matter the Measure

Home Prices Continue to Move Higher, No Matter the Measure
	Home Prices Continue to Move Higher, No Matter the Measure Source: economistsoutlook.blogs.realtor.org The May Existing Home Sales release published in late June showed another strong rise in home prices from a year ago - 7.9 percent for the median priced...

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FREE Tea July 26th

arlifeathome@gmail.com has shared: ABC News blows the lid off this whole 'Cheer Perfection' thing

Greeeaaatttt....
	ABC News blows the lid off this whole 'Cheer Perfection' thing Source: arktimes.com "Cheer Perfection" premieres Wednesday night at 9 p.m.

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Fayetteville, Conway Join Top 10 Cheapest Cities in Which To Live

Conway

Don’t mess with Texas when it comes to affordability. Major metropolitan areas in the Lone Star State reign supreme on Kiplinger’s annual ranking of the least expensive places to live in the U.S. Indeed, all of our picks are cities located either in Texas or the heartland of middle America. 

The cities on our least-expensive list all have housing prices well under $250,000; homes in one city average less than $200,000. Overall cost of living in these metro areas falls 15% to 20% below the national average. 

Kiplinger's ranked the least expensive places to live using data from the U.S. Census (metropolitan statistical areas only) and the ACCRA Cost of Living Index, which is assembled by the Council for Community and Economic Research. The index measures relative prices in several categories, including consumer goods, housing, transportation, utilities and health care, to come up with a composite score for each city. The national average is 100. So a score of 80, for example, indicates that the cost of living is 20% below the national average. (For perspective, the most expensive city in the survey –- New York, N.Y. -- is 218, indicating that the cost of living is 118% higher than the national average.) Population and median household income data are from the Census Bureau’s American Community Survey.

Fayetteville

Fayetteville ranked at number 4 and Conway at number 6. 

Read more: http://www.kiplinger.com/slideshow/cities-with-least-expensive-cost-of-living-2011/1.html#ixzz20FsgSNus